Not all threats to your money come from bad decisions — some come from other people trying to take advantage of you.

Scammers target everyone, especially online. Here's how to stay sharp:

🚩 Common Red Flags:

• “Too good to be true” investment offers
• Pressure to send money quickly (Zelle, Venmo, gift cards)
• Unfamiliar phone numbers or email addresses asking for sensitive info
• Claims that you’ve won something — but need to pay to claim it

🛡️ How to Protect Yourself:

• Don’t share your banking info or Social Security number unless you're 100% sure it’s legit
• Verify the sender’s email/phone before responding
• Google the name of the company or person + “scam” before acting
• Never send money to someone you don’t know — especially over cash apps
• Use tools like www.consumer.ftc.gov to report or check suspicious activity

⚠️ What To Do If You Think You’ve Been Scammed:

1. Freeze your credit (free and reversible)
2. Change your passwords
3. Report it to reportfraud.ftc.gov